Hello everyone! My name is Raj Veer, and I am the founder of StockKiCharcha.
You might be wondering: Who am I, and why am I talking about the stock market?
The simple answer is this: For the last two years, I have put my own time and my own money into learning and understanding the Indian stock market. I gained this knowledge not just from books, but from actually investing and working in the market—this is my proven experience.
I have a very big, clear goal: To build a portfolio worth ₹1 Crore (10 million rupees) in the next 15 years.
I started StockKiCharcha so that I can share this journey with you.
1. Why Did StockKiCharcha Start?
Most finance websites use very difficult words, making it sound like they are only writing for bankers. When I started, I felt confused too.
So, I decided on one thing:
My Mission: To make stock market knowledge so simple that even a college student or someone new to earning money can understand it easily.
We are not here to talk about getting rich fast; we are here to talk about getting rich safely so we can secure our future.
🎯 2. How Will I Reach My ₹1 Crore Goal?
This is not magic; it is simple math and discipline.
My ₹1 Crore goal is built on one simple rule: The power of SIP (Systematic Investment Plan).
Imagine this: If we invest a fixed amount every month (like ₹10,000) into a good Index Fund like the Nifty 50 for 15 years, we can expect a return of about 12% per year.
StockKiCharcha SIP Calculator
| Timeframe (Years) | Monthly Investment (SIP) | Expected Value (Approximate) |
| 15 Years | ₹10,000 | ₹50 Lakh (Approx.) |
| 20 Years | ₹10,000 | ₹99 Lakh (Approx.) |
This means reaching ₹1 Crore is possible! We only need two things: starting early and discipline.
💸 3. What Did I Learn in 2 Years of Proven Experience?
From my two years of practical experience, I learned three big lessons that I want to share with you:
- Mistake #1: Controlling Emotions: When the market goes down, do not sell your money out of fear. Great Investors do not get scared; they buy more when prices are low.
- Mistake #2: Wanting to Get Rich Quick: Do not put all your money into risky things like day trading or Futures/Options. When you start, focus only on long-term investment in good companies.
- The Biggest Lesson: The Power of Compounding: Warren Buffett became one of the richest men because he started very young and let his money work for him.1 Compounding works like magic, but you must give it time to grow.
🤝 4. How Can You Join This Journey?
StockKiCharcha is not just a website; it is a learning community.
If you want to start your own ₹1 Crore journey, follow these simple steps:
- Learn the Basics: Go to our 'Basic Learning' category and read about SIPs, Mutual Funds, and Stocks in simple language.
- Start Small: You can start with an SIP of just ₹500 per month. You do not need big money to start.
- Send Us Questions: If you have any questions, write to us on the Contact Us page. We will find the solution together.
Remember: Starting in the stock market is never difficult. The hard part is deciding to start 'Today'.
अक्सर पूछे जाने वाले सवाल (FAQs) / Frequently Asked Questions
StockKiCharcha का मुख्य उद्देश्य क्या है? / What is the main goal of StockKiCharcha?
हमारा मुख्य उद्देश्य है स्टॉक मार्केट और निवेश को बहुत ज़्यादा सरल बनाना। हम केवल उन लोगों की मदद करते हैं जो पहली बार निवेश करना चाहते हैं।
Our main goal is to make stock market and investing extremely simple. We only help people who are investing for the first time or find the market too complex.
हमारा मुख्य उद्देश्य है स्टॉक मार्केट और निवेश को बहुत ज़्यादा सरल बनाना। हम केवल उन लोगों की मदद करते हैं जो पहली बार निवेश करना चाहते हैं।
Our main goal is to make stock market and investing extremely simple. We only help people who are investing for the first time or find the market too complex.
StockKiCharcha किन विषयों पर ध्यान केंद्रित करता है? / What topics does StockKiCharcha focus on?
हम केवल शुरुआती निवेश (SIP, छोटे निवेश) और लॉन्ग-टर्म वेल्थ बनाने के साधारण नियम पर ध्यान केंद्रित करते हैं।
We focus only on Beginner Investment, (SIP, small investments) and simple rules for long-term wealth creation.
क्या यह वेबसाइट केवल ट्रेडिंग के बारे में है? / Is this website only about trading?
नहीं। हम तेज़ ट्रेडिंग या जुआ के बारे में नहीं सिखाते हैं। हमारा ध्यान सुरक्षित निवेश पर है।
No. We do not teach about fast trading or gambling. Our focus is purely on safe, slow, and secure investment.
इस वेबसाइट को कौन चलाता है और उनके पास कितना अनुभव है? / Who runs this website and what is their experience?
मैं, राज वीर, इस वेबसाइट का संस्थापक हूँ। मैंने पिछले **2 सालों** के अनुभव से जो कुछ भी सीखा है, वह सब यहाँ साझा करता हूँ।
I am Raj Veer, the founder. I share everything I have learned from my **2 years of personal investing experience**.
क्या आप एक प्रमाणित वित्तीय सलाहकार हैं? / Are you a certified financial advisor?
नहीं, मैं एक प्रमाणित वित्तीय सलाहकार **नहीं** हूँ। यह सामग्री केवल जानकारी के लिए है। बड़ा निवेश करने से पहले अपने सलाहकार से ज़रूर बात करें।
No, I am **not** a certified financial advisor. This content is for informational purposes only. Always consult your financial advisor before making big investments.
So, are you ready to start this journey with me today?
STOP Saving, START SIP! This 7-3-2 Rule Will Make You Rich.(Why I Started StockKiCharcha)
This article is for educational and informational purposes only. It is not any investment advice. Before making any investment-related decision, make sure to consult your financial advisor.